MidSouth Community Federal Credit Union is more than your average financial institution. Here, every member is part owner and experiences the MidSouth difference every day. Ready to experience the difference yourself?
- It’s easy to become a MidSouth Member.
- It’s beneficial to choose MidSouth’s products.
- It’s convenient to access MidSouth anytime, anywhere.
Discover the benefits of being a MidSouth member!
Serving anyone who lives, works, worships, or attends school in Bibb, Baldwin, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson County.
It All Adds Up at MidSouth
We value members over profits and deliver trusted, customized financial solutions that add up to success for our members.
Hear from members who have experienced the MidSouth difference!
Ashley R. | member since 2013
Ashley R. | member since 2013
Donna B. | member since 2000
Donna B. | member since 2000
Eric R. | member since 2012
Eric R. | member since 2012
Adam H. | member since 2014
Adam H. | member since 2014
Joining MidSouth Is Easy
MidSouth + Membership = An Elevated Experience
MidSouth works for you, not for profits. Becoming a member means immediately becoming a shareholder with access to benefits like:
Higher Dividends
Lower Interest Rates
Reduced Fees
What Makes a MidSouth Membership Different?
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Joining Is Simple and Fast
As long as you work, live, worship, or attend school in Bibb, Baldwin, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, or Wilkinson County, you are eligible for membership.
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Member Services Are Highly Personalized
Members are the driving force at MidSouth. Because of that, we heavily focus on member services. We provide individualized guidance, advice, and financial solutions, because every member matters.
The MidSouth team serves me in a very individualized and personal way. I don’t ever feel as though we’re like cattle in the line. They know me by name, and they use my name when I go in to do my business. The member service is beyond exceptional. If you’re looking to establish a bank account somewhere, you’ve got to go to MidSouth. They look out for you at MidSouth, and they won’t let you down.
– Julie P. | Member since 1995
Using MidSouth’s Products Is Rewarding
MidSouth + Our Products = A Solutions-Focused Experience
Our financial products instill confidence in our members and set them up for success.
Available products include:
Personal Checking and Savings Accounts
Business Checking and Savings Accounts
Accounts for Children, Teens, and Young Adults
Credit Cards
Auto Loans
Home Loans
Home Equity Lines of Credit
Investment and Financial Planning Options
And more!
What Makes Our Products Different?
MidSouth’s accounts and other products work the same as those you find at a traditional banking institution.
The difference lies in how they provide our members with higher dividends, lower interest rates, and minimal fees.
A $5 deposit establishes membership and provides your first share of MidSouth. With the initial deposit, you’ll open your first savings account. Simply maintain a minimum balance of $5 and demonstrate regular account activity to remain a member with full voting rights and ownership status.
- 1 We take pride in offering lower fees and protecting our members from unexpected charges.
- 2 We evaluate accounts to ensure members get the most for their money.
- 3 We dig in to see if we can offer better rates and save members money.
- 4 It’s our goal to go the extra mile and guide members toward the solutions they need for better financial outcomes.
I went to visit the Lasseter branch one day and saw a poster on the wall advertising that if you have a [car] loan with another bank, MidSouth would beat your rate by 3%. I asked the branch manager about the ad, and she explained how it worked. She ran my information and said, “Freddie, you are approved.” Man, I was happy!
– Freddie M. | Member since 1997
MidSouth Branches
Bibb County
- Bass Road
- Hartley Bridge Road
- Lasseter Place
- Mercer University Drive
- Anthony Road
Houston County
- Highway 96
- Russell Parkway
- Watson Boulevard
Baldwin County
- Hammock Road
Accessing MidSouth Is Painless
MidSouth + Accessibility = A Reliable Experience
Accessibility is vital to MidSouth’s mission of helping members afford life.
With nine branches in the Middle Georgia area, a robust online banking system, and an easy-to-use mobile app, MidSouth makes it easy to control your banking.
What Makes Our Accessibility Different?
No matter where you are, MidSouth is available day or night.
Advanced Technology Solutions
MidSouth members can access their accounts and our team through secure, up-to-date solutions like:
Online Banking
MidSouth Mobile App
Online ATM Locator
Email Messaging
Our online and mobile banking platforms allow for mobile check deposits, instant transfers, account management controls, and more!
Traditional Solutions
When online account management isn’t enough, members can access MidSouth through more traditional solutions:
- Nine Branch Locations
- Contact Center
- EZ Call Audio Response Phone System
- Nationwide Co-Op Shared Branch Access
All my accounts are on my app. When it’s time to access money in a particular savings account, I can move it in seconds to whatever account I want to purchase from. The app also allows for mobile check deposits, which I love … Outside of the app, their accessibility and service are top-notch. It doesn’t matter if I make a phone call, send an email, or go in person to any of the branches. They all deliver very personable, friendly, professional service. They’re phenomenal.
– Joe T. | Member since 2016
Rethink Your Financial Solutions With Help From MidSouth.
Call 478-471-9946 to Get Started!
Members Trust MidSouth
MidSouth has everything I need and everything I would think most people need as far as loans, checking and savings accounts, and anything else banking related. They definitely have all my needs met.
MidSouth’s member service is 10/10. Every time I go to MidSouth, they'll greet me by name; they're happy to see me; they're eager to help me with whatever I'm doing. You can tell they've put a lot of effort into their customer service experience.
MidSouth’s customer service is personable—it’s not like you’re a number, and the service never feels mechanical. For anyone looking to find a financial institution that takes the time to help you and gives one-on-one personalized care, all I can say is, "Go to MidSouth!"
Are You Ready to Experience the MidSouth Difference?
Schedule an appointment or talk to us about the benefits of joining a credit union that is fully dedicated to your success.
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MidSouth Community Federal Credit Union is federally insured by the National Credit Union Administration.
CO-OP Shared Branch
An Equal Housing Lender